The most common way property owners lose money in a claim is that unsalvageable items are hauled away before they are documented. In the urgency of a fire or sewage loss, ruined furniture, appliances, electronics and personal belongings go straight into a dumpster, and once an item is gone, proving it existed and proving its condition and replacement value becomes nearly impossible. Restotech documents every non-salvageable article before it leaves the property and builds a formal total loss schedule your carrier can act on line by line.
Each item is photographed in place, described with brand, model, quantity, age and condition, given a documented reason for the non-salvageable determination, and researched for like kind and quality replacement cost. The schedule is assembled in the format carriers use so it can be reviewed line by line, and it is delivered alongside the photographic record. Where an adjuster wants to inspect specific items before disposal, we hold them and coordinate that inspection rather than proceeding.
Disposal is handled properly by waste stream, including regulated and hazardous materials, biohazard waste, electronics, appliances containing refrigerants and construction debris, with manifests where required. You receive the total loss schedule, supporting photography and disposal documentation as a single package. This is often the difference between a contents settlement that reflects the actual loss and one that does not.
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